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Do You Like What You're Getting?

You have probably heard the saying, “If you like what you’ve been getting, keep doing what you’ve been doing.”  Well, that’s all fine and good, but here at Life Benefit$ we meet people every day that don’t like what they’ve been getting.  For lack of something better, they keep doing what they have been doing, and as a result they keep getting more of what they’ve been getting.

Qualified plans are a common frustration, especially here lately.  People that have stored away a life time of earnings in qualified plans really get hit hard as the tax man comes around and demands his share of their cash.  Cash which was cut in half.  But what else could they do?  They have taken the advice of the “Experts” i.e. the people that have been making money off of them whether or not they have made a dime.

We are so pumped to be able to do what we do for people. We introduce people to the ultimate alternative, something that has been around for a long time and has been proven to work over and over again, yet at the same time, this ultimate alternative has not become “Popular”, But then as  Nelson Nash says, “The world has never been right about anything.”  Maybe it has not Become “Popular” because this ultimate alternative is not a way to risk making some big bucks fast! No, IBC, which is the ultimate alternative that I’m talking about, is like the tortoise in Aesop’s famous fable, it is slow, steady and sure, and the results depend on you.

It’s really quite simple; there is nothing much to it. We train ourselves to think like a banker, and a banker thinks in terms of depositors, and borrowers.  Any bank, in order to be a bank, has to have depositors; these are people that are willing to give up control of their money in exchange for a rate of return. When the depositors’ money flows into the bank, the bank takes the money and hurries out to find someone that wants to borrow the money.  When the loan re-payments start coming in the banker sets a little bit aside in order to give the promised rate of return to the depositors and loans the rest of the money out again. This time when all of the interest with the associated loan returns, it is the Banker’s. The banker has already fulfilled his promise to the depositors and given them the promised rate of return in exchange for the control of their money. As he continues this process the exponential growth gets to be huge. It is a law of the universe that we find in Matt 25: 29 “For to everyone that has, more shall be given, and he will have an abundance; but from the one who does not have, even what he does have shall be taken away.” What we just described is the honest way that bankers make money, this is not fractional reserve lending or any other dishonest practices of corrupt bankers.

Now in your personal life, you can perform the banking function too, and you can do it simply with money under your mattress or with money in your freezer.  And though the mattress or freezer is safer than many places out there today, your money is not earning more money in either of those places.

Dividend paying whole life insurance is the best tool we know of to use in your banking system. The reasons that we use dividend paying whole life insurance are many, but one is safety, the reason that it is so safe, is because it is planning around a known event namely, death. It is not tied to some stock that might go up or down, or some equity index that is just as precarious. Everyone dies at some point and time.  So if we can learn the best way to use the Cash Values of the dividend paying whole life insurance while we are alive (the life benefits) it just makes the death benefit bigger for the people that we love when we go.

And that’s our specialty.

To learn how to Become Your Own Banker and take control of your financial future, give our office a call 1-866-502-277 or you can email us: This e-mail address is being protected from spambots. You need JavaScript enabled to view it. . We don’t charge fees for our services.  We are “Your Wealth Team.” Your success is our success.

Ben McFie