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For my birthday we decided to float the river in a raft! It was hot and the temperature on the water was refreshing. But unknown to me, or any of the others in our party, some man made laws were to interfere with our party’s relaxation. Happy birthday! I got a citation for violating a law I never even knew existed.
It makes me think of how my daughter, while studying for her driver’s permit, was instructed that the book she was studying to pass her written test couldn’t be used in court to defend herself for traffic violations. In other words, the book you need to know for the test isn’t the law. To find out the law you can spend a lot of time researching out all the manmade laws or you can break one in ignorance and get a citation to find out what the law really is.
Universal laws are not as trivial as manmade laws. Universal law informs you that if you toss something up it comes down, that if you spit in the wind it comes back and hits you in the face, that if you sit in the sun you could get sunburnt and if you go out in cold, wet weather you get cold. Universal law AKA natural law has logical methodology behind it. That is why it is universal. It applies to everybody and one can logically think through to the consequences of violating it.
Manmade laws are not always logical. For example if you travel over 20 MPH in a school zone in Oregon during certain hours (not even predicated on when children are present) you can get a citation. Or a new law states that you can’t turn right until a pedestrian has crossed the entire street...which often means you get to wait through another traffic light....I’m sure this saves a lot on greenhouse emission.
Wealth and money management follow natural laws. Yet there are many manmade laws which have been introduced into the field of finances which veil the logical. Consider annualized rate of return. It is what most everyone will talk about when boasting about what their money is making for them. But annualized rate of return is one of those manmade laws which can be twisted to profit someone other than those who thought they were going to profit from it.
If you were told you could earn an annualized rate of return of no less than 25% over the next four years most folks would jump head first to be the first one aboard that investment plan. Yet natural law would warn you that you could end up losing money while still earning your annualized 25% rate of return. That’s because manmade laws are not always logical while universal laws always are. Thousands of years ago the Hebrew profit Hosea said, “My people perish for lack of knowledge!”[i] How many people today are suffering the consequences of following manmade rules about money instead of natural laws which govern the entire universe? According to natural law the annualized rate of return is never as critical as the capital invested being returned or the volume of interest earned!
Bankers understand natural law very well and have positioned themselves to benefit from that return of capital and volume of interest...at your expense! That expense is a needless expense that you pay every time you spend or save money...which everybody does. Not knowing about a law can be just as detrimental as knowing about it and not adhering to it. I know all about that because of my birthday citation. But knowing about a universal law and choosing to disobey it in hopes of finding a better outcome is foolishness. And yet many folks who hear the concept about becoming your own banker do just that.
Don’t be one of the foolish ones. Learn now that the return of your capital and volume of interest are the very best ways to assure wealth grows for you. And that is what Life Benefits is all about, helping others to understand the natural and universal laws of about wealth and happiness.
Share this with a friend or family member and increase your value. That’s part of becoming wealthy.
by Tomas McFie
[i] Hosea 4:6
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