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Discover the Perpetual Wealth Code™

There are many concepts and programs out in the wide world today advocating the purchase of high cash value life insurance. At Life Benefits we don’t just sell Participating Whole Life Insurance, our clients receive the best service, software, strategies and opportunities to empower them to keep and create more money. The Perpetual Wealth Code™ …

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Fruit of Your Labor

There was a break in my schedule and the weather was nice, so my daughter and I headed to the hanger to go flying for an hour or so. As we lifted off from the airfield we both noticed the visibility on this late summer day was less than clear even though the weather report …

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Money Management for Non-Profits Made Easy

An Overlooked Solution to Fund Raising Campaigns Being on the front lines of a worthy cause can be both exciting and exhausting. That is because no matter how worthy or noble the cause, funds necessary to adequately fulfill the mission are not always readily available. The facts are,” money doesn’t grow on trees” and when …

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Bank On Yourself – CBS Response

Life Benefits does not represent Bank On Yourself, but people often associate us indirectly because the concept involves using Cash Value Life Insurance to self-finance purchases. Here is our response to a recent question regarding the article: Bestselling book’s financial promises don’t add up by Allan Roth on CBS MoneyWatch Question:  I ran across this and it …

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Is the Infinite Banking Concept a Scam?

The idea behind the Infinite Banking Concept (IBC) isn’t new. People have been using participating whole life insurance (See: What is Participating Whole Life Insurance?) to self-finance purchases for well over 100 years. See this link about how the founder of Finck’s Cigar Company (right) self-financed himself into business with a loan from his life …

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Dave Ramsey and Life Insurance

Setting the stage First of all I want the reader to understand that I agree with most of what David Ramsey teaches and “rants” about. I lived his model of “Financial Peace” until I was 45 years old and have proved most of his money “Makeover” theories including being out of debt and paying cash …

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The 7 Biggest Lies You’ll Hear About Life Insurance

AND THE TRUTH WHICH WILL SET YOU FREE Understanding Life Insurance Part 3 You don’t have any dependents so you don’t need life insurance Everybody needs at least enough life insurance to pay personal debts and final expenses. If you are not insured you could leave your family or executor dealing with unpaid expenses. Besides, …

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What is Participating Whole Life Insurance?

Understanding Life Insurance Part 2 Participating Whole Life Insurance (PWLI) is a contract that remains in force for the insured’s whole life and typically requires premiums to be paid every year. The contract is between the policy owner[i] and the insurance company where the insurance company contractually guarantees to pay to the beneficiaries of the …

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Understanding Life Insurance

PART  1. Kinds of Life Insurance “There are two basic kinds of life insurance policies: Paid-up permanent, and term insurance.”[i] Whole life insurance contracts (the oldest type of Paid-up permanent insurance) are designed around the entire life of the insured. They also build up cash value inside the policy via the paid up insurance portion …

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Why Life Benefits Is Not Part of Infinite Banking

I will never willingly be a contributing factor in forming an Institution which regulates the liberty of others. That is why I have decided not to join the Infinite Banking Institute program…I simply believe that Institutionalism is a bad idea and opens Pandora’s box to future restriction of personal liberty.

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