Quick Access Calculators

10-20-70 Tool - Desktop

10-20-70 Tool - Mobile

Average vs Actual Rate of Return

Internal Rate of Return (IRR) for Policy Values

Download Excel based calculators for more features.
Open the link then click the download icon in the lower right-hand corner.

Actual Inflation Rate Calculator - Open

Use this calculator to get the real inflation rate on specific items or purchases. Inflation affects everyone differently depending on timing and what things you buy/sell.

Social Security Calculator - Open

Will your social security benefits be taxable? Use this calculator to see. Tax deferred retirement plans tend to increase tax liability on social security benefits because contributions are tax deferred and considered income upon withdrawal.

Passive Income Calculator (Essential) - Open

This calculator helps you work with projections for future passive income. You’ll probably want to try a few examples to get the best idea of what needs to happen between now and your golden years.

Passive Income Calculator (Advanced) - Open

An advanced version of the Passive Income (Essential) calculator. This calculator gives you more control over fees, inflation and other factors.

Financial Calculators

Use these calculators to solve questions like:

  • How much time is left on that car loan?
  • Does it make sense to pay down the mortgage to get rid of the mortgage insurance?
  • What is the lost opportunity cost?


Getting Started Guide - Download


  • n (Time/Term)
  • i (Rate)
  • PV (Present Value)
  • Pmt (Payment)
  • FV (Future Value)
  • Standard Calculations - Excel Version
  • Basic - Windows Version
  • Basic RPN (Reverse Polish Notation) - Windows Version


The Loan Manager System

Money managers know it’s important to have good systems so they can focus on what they do best…improving strategy and creating more wealth.

If you're looking for a system to build and manage your payment schedules, the Loan Manager can help.

Flexible Payment Schedules

From simple to complex…whether it’s a traditional loan structure, interest only, or a special deal with multiple cash flows at different dates (i.e. a line of credit)...

You’re covered with the Loan Manager.

  • Estimated 5 minutes to register and create your first schedule
  • Unlimited Cash Flow entries
  • Schedule history to quickly recover from mistakes

Payment Tracking

Never worry about missing another payment and falling behind. Manage all your schedules and payments from an easy interface designed with thoughtful input from experienced clients.

  • Key payment information on one screen
  • Schedule details and payment notes one-click away