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Ken Fisher, Founder of Fisher Investments, wrote in USA Today on June 24, 2018, “You shouldn’t worry about Social Security running out of money because in the past this same fear has “prompted politicians to act and put in simple fixes.”[i]  Then he goes on to explain that raising taxes, or the minimum retirement age …

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When purchasing participating whole life insurance, many want to see the premium “disappear” as soon as possible. And if you have a limited source of funding to pay the premiums with, like an inheritance, a bonus, the sale of personal property, a settlement, or lottery winnings, it might make sense to have the premium “disappear” …

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 Five-hundred and 2 days ago, from the time of writing this blog, a new president of the United States has “slashed regulations that strangle the economy by nearly $2 trillion a year.”[i]  Which has increased the wealth of U.S. households $7.1 trillion![ii] This, all in spite of what the Economic Policy Institute or the Brookings …

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The White Coat Investor (WCI) is a financial blog written by an emergency room doctor out of Utah. Having enjoyed, and even been entertained with the thoughts, ideas and opinions this blogger has conveyed over the years, it’s with some diffidence that I address the anti-Whole Life insurance bias which runs so prevalently in this …

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Attending a university or college used to provide a path to a better income.  But “In 1987-1988 the average four-year universities and colleges were charging $3,190 a year for tuition.  Today, with prices adjusted to reflect 2017 dollars, that average cost has risen to $9,970 a year.  Which is a 212.5 percent increase.”[i] But the …

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The Zapatas

Type: products

Meet David and Carla Zapata of St. Joseph, Michigan!  David owns his own automotive business and Carla is a nurse. Five years ago, prior to their marriage, David attended a seminar where various aspects of living a successful life were discussed. One of those things was participating whole life insurance and how it can provide …

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Meet Jeffrey and Dr. Cathy Ng from California! Jeffrey has been an elementary school teacher for 10 years. For him, one day is never the same. “It’s excitingly unpredictable,” he says. “You have a plan (for the day) but it never turns out that way.” Dr. Cathy is a family based pediatric chiropractor and describes …

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California cities are floundering to pay for the rising cost of public pensions.  Interestingly, the governor of the “Golden State” says, “it’s not up to the state to help.”  Even though most local governments face even greater pressures than the state in meeting promised pension plans, the state government isn’t going to lend a helping …

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Several years back, when giving a presentation for Nelson Nash’s Think Tank in Birmingham Alabama, I shared with the advisers and agents gathered there, that the Infinite Banking Concept wasn’t as much about the product, participating whole life insurance, as it was about the process. You see, even at that time, many advisers and agents …

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There are many concepts and programs out in the wide world today advocating the purchase of high cash value life insurance. At Life Benefits we don’t just sell Participating Whole Life Insurance, our clients receive the best service, software, strategies and opportunities to empower them to keep and create more money. The Perpetual Wealth Code™ …

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