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Did you know that a Doctor’s training provides little insight into the cause of illness?  Dr. Michael E. Platt MD reports that statistically, within 18 seconds of a doctor entering a treatment room to see a patient, they know what drug they’re going to prescribe for whatever you have complained about.”[1] The same can be …

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Typical financial planning has forsaken one of the best financial products. Some people believe that whole life insurance does not produce a high enough return to make it worthwhile to own any longer. Typical financial planning now says, “buy term and invest the difference”. But many people are losing money because of typical financial planning! …

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According to the latest CDC report, the new infections occurring in China due to the COVID9 virus are down, even as the virus spreads to other parts of the world including the United States.  With 6 deaths being reported in the US at the time of this writing, death rates are nil compared to death …

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If you aren’t familiar with Bank on Yourself, it’s one of many different philosophies like Infinite Banking, The Infinite Banking Concept, Private Family Banking, the 770 account and others. All of these philosophies and programs have a foundation in the general principle that a life insurance policy can be used to build savings and ultimately …

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As Nerdwallet.com reports, “First there was LEAP, then there was Infinite Banking, also known as Becoming Your Own Banker.  Now it’s Bank on Yourself (BOY), with Pamela Yellen.”  In essence, here is what each of these different sales programs attempts to accomplish for the prospect by selling them a permanent life insurance: Save you money, …

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Payments. Whether for a car, house, or investment, payments are a common occurrence in many Americans’ lives. When dealing with life insurance, a payment is commonly referred to as a premium. Premiums vary depending on desired death benefit and cash value goals.  When choosing a whole life insurance policy, you can determine your premiums before …

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Quick Access Calculators 10-20-70 Tool – Desktop 10-20-70 Tool – Mobile Average vs Actual Rate of Return Internal Rate of Return (IRR) for Policy Values Download the Excel-based financial, loan and investment calculators for more features. Open the link then click the download icon in the lower right-hand corner. Actual Inflation Rate Calculator – Open …

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Let’s say you’re going to go into business. Why not partner up with someone willing to match everything you put into this new business by 50%?  That means for every $1 you put in, this willing partner will put in another 50 cents.  Typical Financial Planning advice says you can’t lose. And that this is …

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Smart investing means knowing your options. Many people are familiar with regular individual retirement accounts (IRAs) which hold stocks, bonds, certificates of deposit, and mutual or exchange-traded funds. However, few people understand the characteristics of another major retirement account—self-directed IRAs (SDIRA). We are going to cover what self-directed IRAs are, what their benefits and risks …

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Depending on who you talk to, you might get a variety of opinions on the value of life insurance. Because of the variation in opinions, you might be confused if life insurance is a beneficial investment or not. There are actually ways you can use your life insurance while living. We will cover the ins …

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