Table of Contents: Life Insurance vs. 401(k)s: What are the Differences? 401(k) as a Retirement Plan How to Use Whole Life Insurance for Retirement Do I Need Whole Life Insurance If I Already Have a 401(k) Plan? The Bottom Line: Whole Life Insurance vs. 401(k) If retirement is your goal, you want to start preparing …

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Reduced risk, flexibility and the opportunity to increase your cash value is what Indexed Universal Life Insurance (IUL) promises for those who are looking for a permanent life insurance policy. The objective goal of an IUL policy is to profit from the upward movement in the underlying index[i] on which the IUL is depending for …

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The idea of life insurance dates all the way back to the 18th century. Today we have a variety of plans, also known as policies, which people can choose between, and then further customize with the help of industry professionals. Reasons for having life insurance vary from person to person, and ultimately determine which plan …

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Investment grade life insurance is commonly sold as a solution to avoid the non-diversifiable market risk associated with investing in the market. The problem is that investment grade life insurance is essentially a marketing gimmick. Here are the reasons why: Life insurance is not an investment.[i] An investment requires you to assume risk.[ii] Life insurance …

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The question of “becoming your own banker” is growing more and more prevalent today as people begin to realize that just owning or purchasing high cash value life insurance won’t make you significantly richer. Should you become your own banker to grow and protect your financial assets? It depends. Let’s take a closer look. On …

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What Is Perpetual Wealth and How Does the Perpetual Wealth Code™ Make Perpetual Wealth a Possibility For You? Table of Contents: Overview What is the Perpetual Wealth Code™? The Perpetual Wealth Code™ with McFie Insurance KEY POINTS Jack Bogle’s Predictions: Stocks are expected to yield about 4% annually over the next decade, with bond portfolios …

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Table of Contents: What is Limited Pay Life Insurance? How Whole Life Insurance Works How Limited Pay Life Insurance Works Differences Between Limited Pay Life Insurance and Standard Whole Life Insurance Types of Limited Pay Life Insurance Pros and Cons of Limited Pay Life Insurance Should I Purchase Limited Pay Whole Life Insurance? Consumers believe …

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Table of Contents: What Is Variable Life Insurance? How Variable Life Insurance Works How Much Does Variable Life Insurance Cost? Is Variable Universal Life Insurance (VUL) a Wise Investment? What Is The Difference Between Variable Life Insurance and Whole Life Life Insurance? The Problems with Variable Life Insurance Alternatives to Variable Life Insurance The Bottom …

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The term life insurance you secured when your children were young plays a pivotal role in your financial protection, offering financial security at a cost-effective rate. But, these policies are intentionally designed for short-term coverage. If you outlive the policy’s duration, your beneficiaries receive no death benefit. Term insurance might suffice for your family’s needs. …

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Table of Contents: What is a Roth IRA How Does a Roth IRA Work? How Roth IRAs Differ from Traditional IRAs Roth IRA Contribution Limitations How Roth IRAs Differ from 401(k)s and Other Investment Options Who’s Eligible for a Roth IRA? How Much Does a Roth IRA Earn? Can You Lose Money in a Roth …

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