Table of Contents: What Is a 401(k)? Understanding 401(k) Plans: Fees, Vesting, Penalties, and Investment Options Learn How to Calculate Your 401(K) Rate of Return Assessing the Performance of 401(k) Returns What Is a Good 401(K) Rate of Return? Caveats To Growing Your 401(K) Exploring Various 401(k) Investment Strategies Why Choose Life Insurance? Most advisors …

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Table of Contents: What You Need to Know about the 7702 Plan What Is an IRC 7702 Plan? 7702 Plans Compared to Traditional Retirement Accounts Pros and Cons of 7702 Plans Section IRC 7702 Changes Is a 7702 Plan Right for You? What You Need to Know about the 7702 Plan Many insurance agents market …

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When choosing a whole life insurance policy, you can determine your premiums before buying a policy. Premiums can vary widely with age, death benefit amount, and payment period. Some individuals may choose to pay low premiums their entire life. Others will choose to pay all of their premiums within a set period of time. This …

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What Is Cash Surrender Value? The cash surrender value is money the insurance company will pay you if you voluntarily surrender (or end) your permanent life insurance policy. You can also think of cash surrender value as the present value of your paid-up insurance in whole life insurance and the accumulated cash value minus surrender …

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OUTLINE: Understanding 412(e)(3) Plans Features and Benefits Tax Advantages High Contributions Predetermined Retirement Income Asset Protection Considerations and Limitations Actuarial Calculations Funding Requirements Flexibility Ways a 412(e)3 Plan Can Reduce Costs By Using Participating Whole Life Insurance How to Fund Conclusion For business owners who are looking to maximize their retirement savings while benefiting from …

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  TABLE OF CONTENTS: What is Bank on Yourself? How Does Bank On Yourself Work? The Advantages of Bank on Yourself The Disadvantages of Bank on Yourself Discover Whole Life Insurance Through The Perpetual Wealth Code Instead   Early on in my trek to developing and applying the Perpetual Wealth Code™, I was approached by …

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The purpose of Whole Life Insurance is to provide coverage for the insured during their entire lifetime. Whole Life Insurance is a consumer demanded product that offers more than just a death benefit by letting the policyholder build equity in the policy. OUTLINE: Cash Value Policy Loans Dividends Fees Do You Get both the Cash …

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Buy and Sell Agreement Explained A buy and sell agreement, also known as a buyout agreement, business will, or business prenup, is a contract that outlines the procedures for reassigning a business partner’s interest should they die or leave the business. Typically, these agreements mandate the departing partner’s share to be bought either by the …

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We have talked about what whole life insurance is – now we want to talk about why you should own participating insurance. This is a sound strategy for those with patience and the know-how to make their insurance work for them. Tables of Contents: Tax Code Favors Participating Whole Life Preparing For Your Retirement Avoiding …

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Table of Contents: How 529 Plans Works How Permanent Life Insurance Works Pros of Using Life Insurance for College Cons of Using Life Insurance for College What Are the Pros and Cons of the 529 plan? How To Decide What To Do How 529 Plans Works State-run 529 plans are kinda like those Roth 401(k)s …

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