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How to Get a Policy Shopping for a well designed participating whole life insurance can be a time consuming process. How do you know if the agent designing your policy knows how to include all the benefits and features you’ll want?  At Life Benefits we make the process easy because we know what options and …

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If you aren’t familiar with Bank on Yourself, it’s one of many different philosophies like Infinite Banking, The Infinite Banking Concept, Private Family Banking, the 770 account and others. All of these philosophies and programs have a foundation in the general principle that a life insurance policy can be used to build savings and ultimately …

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How do you maximize growth in your policies (and outside your policies) with strategies like the Infinite Banking, Bank On Yourself or The Perpetual Wealth Code™? This can depend partly on how your policies are designed. If you have a policy that is “maxed out” under the Modified Endowment Contract rules you might not be …

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According to Money, and based on the median income and the cost of living expenses in all 50 states, there are 18 states in the United States where your take home pay feels like you made more than you actually do.  In 16 states, it feels like you make less than you actually do. And …

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CSO Tables…you won’t find these tables in any furniture store. CSO (Commissioners Standard Ordinary Mortality) Tables are produced by the Society of Actuaries and the American Academy of Actuaries, who work together to glean the data that provides insurance companies the necessary information to determine what reserves they need to keep in order to pay …

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A recent caller with maxed out credit cards 💳 wants to retire in 5 years by investing in Real Estate. 🏠 Is it possible? Listen to this episode to hear the details. When first hearing about The Perpetual Wealth Code™ you might wonder if you need to do something else first. Do you need to SAVE first? …

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Recent questions reveal a natural perspective around using participating whole life insurance to build your wealth. Discover how policy loan interest works, what “backdating” means and what the “break-even” point means for you and your wallet. In the second half of the show, you’ll learn the power of the Perpetual Wealth Code™ and tips for …

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George Clason, the author of The Richest Man in Babylon, is responsible for the 10-20-70 Rule.  He tells the tale of the egg merchant going to the gold merchant to find out how the gold merchant got his gold. The gold merchant, delighted that the egg merchant wasn’t asking him for his gold, gladly told …

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Welcome to the Learning Center Browse by Topic, Media Type or Search The Perpetual Wealth Code The Perpetual Wealth Code™ is a financial strategy based on time-tested principals and wisdom that you can apply to become a wise money manager and create more wealth. The 10-20-70 Rule is part of the Perpetual Wealth Code Strategy …

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Thomas Edison once said that “Opportunity is missed by most people because it is dressed in overalls and looks like work.” How true! As Brian Tracy has observed, “Successful people are always looking for opportunities to help others. Unsuccessful people are always asking, ‘What’s in it for me?’” At the Wealth Summit Dr. Terryl Wolfswinkel …

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