There is a lot of noise being made surrounding what and what isn’t going to happen to your taxes under the GOP Tax Bill.  But one thing is for sure, taxes won’t be going away, because as Benjamin Franklin noted years ago, death and taxes are two things you can always rely on. But concerning …

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According to the most recent Marist poll,[i] the most annoying phrase for Americans, for the ninth straight year in a row, is “whatever.”  Evidently “Que Sera, Sera, whatever will be, will be,’ is simply annoying to over one-third of the nation.[ii]  Yet, according to the Economic Policy Institute “Nearly half of American families have a …

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Meet the Derhak Family: Dr. Russ, his wife Anna, and their three children from Minnesota! After being in chiropractic practice for over a decade, Dr. Derhak says his favorite part is serving entire families. He enjoys helping people reach their health potential and restore their hope. And he especially likes to help children, knowing that …

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Today I spoke with a clinical scientist who wanted a second opinion concerning an Indexed Universal Life (IUL) insurance policy that had been suggested for him as something that would perform better than if he contributed to his employer’s 401k plan.  And with his expressed permission, here is his estimation of the IUL, “This is …

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What taking risk really looks like mathematically

Why it’s better to build a financial foundation around the certainty of Main Street rather than risk on Wall Street. With the Perpetual Wealth Code™ there’s no need to hazard your precious savings in speculation with the financial and political vultures of Wall Street. Resource: Blog on “An Automatic Millionaire” 

“The average worker in America is now shelling out $5,714 for a family health-insurance plan, 30% of the total $18,764 cost.”[i]  Five years ago, workers shouldered (merely) $4,316 of the $15,745, or 27%.[ii]  “Health care coverage has increased faster than wages and inflation.”[iii]  And while congress and the president grapple with easing the pain of …

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Throughout history, governments have meddled with money and value. It’s no different in today’s world. Explore what’s going on so you’ll know how to best plan for the future and protect your savings from insidious inflation.  

We live in Henderson, NV which is located just outside of Las Vegas and is ranked #1 on the 2017 list of safest cities to raise a family, partly because of it’s routinely low crime rates. A couple weekends ago a few of us were out riding ATVs in BLM land behind our home. The …

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Today, sundry and various individuals and groups are advocating that “the common good supersedes the private good.”  And yet, those who promote this ideology through the exercise of their 1st amendment rights, would be sorely displaced if they were stripped of their free right to speech and expression simply to accommodate the common good which …

Continue reading “Your Money: 3 Steps That Ensure You Will Keep More of It”