New title

• Tom’s Blog has moved!
• Index Universal Life Insurance: Complex, False and Deceptive Products
• Why Spending More Won’t Curb Inflation
• What Kind of Money Will You Spend on Christmas Gifts?
• The Most for the Least
• Still Believe College Is the Best Option For Your Child?
• Yet Another Reason to Avoid 401(k) Plans
• Stop, Think and Do
• “We Live in a World of Lies!”
• Inflation: The Stealth Tax and How You Can Fight It
• No Surprise Here
• When Can a Life Insurance Payout Become Taxable?
• Notices, Forewarnings and Cautions Don’t Work!
• The Cost Associated with Indexed Universal Life Insurance (IUL)
• Tax the Rich They Say, But Does that Really Help the Poor?
• Fees, Interest and Taxes
• America the Benevolent and the Infinite Banking Concept
• Investment Grade Life Insurance: What You Need to Know
• Velocity Banking Comes to a Screeching Halt for Many
• Purchasing Life Insurance on Your Child and Grandchildren
• Crypto and other Currencies
• The Importance of Earning Money
• Building Sustainable Wealth: Who Keeps the Interest and Principal You Pay?
• High Cash Value Life Insurance: Becoming Your Own Banker
• Overcoming Evil with Good
• Protect Yourself from Bad Financial Advice
• Guaranteed Money for Your Retirement
• “The Real Key to Creating Wealth”
• Whole Life Insurance Can Protect You Against the Elimination of the Stepped-Up Basis
• Your Financial Grand Canyon
• “The Poor You Will Always Have with You”…and What You Can Do About It
• Life Insurance Celebrities
• Drugs, Taxes and Your Personal Economy
• The Cost of Life Insurance
• Inflation is Coming: Biden Official says, Americans Will Suffer Due to this Administration’s Policies
• Déjà vu: Repeating Jimmy Carter’s Failed Economic Policies
• The Fate of Sam McGee: Recognize When to Replace or Buy Another Policy
• The Connection of Western Civilization, Cancel Culture and Life Insurance
• World Population: An Economic Concern
• Why You Should Own Participating Whole Life Insurance
• How to Hedge Against Inflation
• What Kind of Life Insurance Do You Need?
• Real Wealth and How to Create It
• Commitment vs. Relationship
• Inflation: What It Is, What It Does, and What Can You Do To Offset It
• Concerning Life Insurance and Heroes
• How Participating Whole Life Is Like Owning a Business
• Building Sustainable Wealth Takes Offense as Well as Defense
• For the Love of money: Life in the Fast Lane
• Return on Premiums Paid in Participating Whole Life Insurance
• Securities, Stocks and Guarantees
• How High Net Worth Individuals, Families and Corporations Protect Their Wealth
• “What Do You Believe In?”
• 529 Plans and What Happens When Funds are Not Used
• Diversification: Is it Truly the Protection You Need Against Market Volatility?
• Another One Bites the Dust…
• The Life Benefits Formula
• Retirement Concerns
• The Complaints Against Universal Life Insurance
• Extra Mortgage Payments: Do They Save You Money?
• Following the Money
• “Silver and Gold Have I None”
• Money: The Seed of Opportunity or Destruction
• Avoid the 401K Withdrawal Tax Under the CARES Act
• Building Sustainable Wealth Using the Life Benefits Formula
• The World Lost a Great Soul
• The Social Security Trap
• PWLI vs IUL The Difference Between Flying and Driving
• Your Money: No One Will Miss it ’til it’s Gone!
• Advising someone to buy life insurance can be considered unethical… here’s why
• What Are You Worth to Yourself?
• Your Price of Time
• Overcoming Tough Financial Times
• Investing Costs and Risk Tolerance: How to Protect Your Money
• Can You Trust Your Financial Planner?
• The Coronavirus and Economic Insecurity
• 3 Things You Need to Know About Your 401(k), Simple IRA, 403(b) and 457 Plan
• Your Credit Score is at Risk (but it’s not what you’re thinking)
• 5 Critical Things to Include in Your Retirement Planning
• True Prosperity Requires: Mutual Respect, Work, and Faith
• What the Bank On Yourself Reviews Don’t Tell You
• How Much Should You Have in Your 401k?
• Why Socialism Is So Appealing to Millennials
• Life Insurance Policy Loans and Withdrawals – how and when to use them
• The Importance of Capitalism
• Wealth Inequality in America: Is it Wrong to Be Wealthy?
• The Best Way to Pay Off a Mortgage
• “Free” Isn’t Always Fee-Free When it Comes to Your Money
• Premium Financed Life Insurance: A Risky Endeavor
• Budgeting Strategies… What Are You REALLY Worth?
• Losing Your Money is Optional
• The Fundamentals of the Infinite Banking Concept
• Are Wedding Loans Worth It?
• Money, Marriage and Divorce
• 5 Things That Are Essential to Your Prosperity
• The Moral Code of Humanity…
• Dimethylsulfoxide (DMSO) and Other Fad Remedies
• “How Burger King Out-Witted McDonalds”
• CSO Tables…And What They Mean For You
• Should You Defer Your Taxes or Plan to Have Access to Never Taxed Money?
• How to Keep More of What You Earn
• Back to the Basics
• 2 out of 3 Regret Their College Degree
• Understanding Indexed Universal Life Insurance Values
• CHEERS to this!
• When to Buy Your Next Life Insurance Policy
• Nearly 1 out of 2 Pay NO Federal Income Tax!
• Happy Mother’s Day to All You Husbands and Fathers
• Fear, Greed and Commissions
• Why Interest Rates Matter
• Direct or Non-Direct Recognition: What Difference Does it Make?
• Where’s The Guarantee?
• The Bigger You Are, The Harder You Fall
• You Wouldn’t Make a Major Purchase Without a Guarantee, Would You?
• Why Your Attitude About Money Matters
• How to Protect Your Money from Inflation
• The Worst Year Since 2008 On Investments
• If You’re Not Apprehensive, You’re Not Paying Attention
• Who Do You Have Working for You: A Driver or Operator?
• The 2018 Bull Market That Didn’t Happen
• Today is Boxing Day – The Day After Christmas
• Why Life Insurance is So Important for Married Women
• Universal Life Insurance is a Risky Purchase… just look at the Market Correction this Month!
• Interest You Earn Is Weightier Than Interest You Save
• Lasting Wealth
• Ignore Most Financial Advice and You’ll Keep More Money
• Your Retirement Plan Is Getting Shoved Around again, but here is How You Can Prevent It
• Tu plan de retiro esta en riesgo de verse afectado una vez más, pero aquí te decimos como puedes prevenirlo.
• Your Financial Security and Sustainability Depend Upon This!
• How to reduce the cost of your mortgage to $16/month
• The Ugly Duckling or The Black Swan | The Greatest Investment of All Times
• The Real Cost Of College
• Nearly 70% of Home Owners Regret Buying Their House!
• How to Purchase More Money for Your Retirement
• Here’s what Rex Tillerson is doing with his money
• $42,300,000,000 in Fees
• Why You Want to Pay Your Premiums as Long as You Can
• It’s A Process, Not a Product
• Always Learning Yet Never Coming to The Full Knowledge of Truth
• The single biggest mistake people discover after taking a policy loan
• Face Value
• Getting the Most for Your Money
• Is Your Money Dead or Alive?
• Can You Have More Than One Life Insurance Policy?
• A “Moses” Experience
• Have You Been Diagnosed Without Your Knowledge
• How to NEVER Out Live Your Money
• The Single Most Important Thing to Do to Retire Easier
• “Making More Than 14 Countries In The World”