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The Tale of the Lonely Musician and the Need He Supplied

May 23, 2018Tomas McFie

Over 30 years ago, when I first began my practice, a noted musician who performed as an organ soloist as well as in orchestras throughout Europe and the Americas, became a patient of mine. I recall him sharing how he would find himself at 2 and 3am playing some organ in a lonely European Cathedral …

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It’s A Process, Not a Product

May 16, 2018Tomas McFie

Several years back, when giving a presentation for Nelson Nash’s Think Tank in Birmingham Alabama, I shared with the advisers and agents gathered there, that the Infinite Banking Concept wasn’t as much about the product, participating whole life insurance, as it was about the process. You see, even at that time, many advisers and agents …

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Always Learning Yet Never Coming to The Full Knowledge of Truth

May 8, 2018Tomas McFie

We all are instructed to add to our faith, virtue, to virtue knowledge, to knowledge self-control, to self-control perseverance, to perseverance a devotion to God and then finally a concern and love for others. Why in this order? And why not love and concern for others first?  Look around you today, and you will discover …

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The Good, the Bad, the Ugly

May 2, 2018Tomas McFie

We are always getting new material proposed to us by the insurance companies about new products or marketing suggestions. Recently an email came in, from a company we don’t represent, suggesting that permanent life insurance is a great way to sustain your income when the market drops and you find yourself eating away at the …

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The Worst of Times

Apr 25, 2018Tomas McFie

Charles Dickens penned these famous words: “It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness, it was the epoch of belief, it was the epoch of incredulity, it was the season of Light, it was the season of Darkness, it …

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Commitment

Apr 18, 2018Tomas McFie

Wow! A lot is packed into that little word: Promise, guarantee, assurance, faithfully avow, contractual bind, obligate, and pledge just to name a few. And yet today, many people have “committed” to so many things that they risk not making any one of them as good as they could be. We run helter-skelter, to every …

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The single biggest mistake people discover after taking a policy loan

Apr 11, 2018Tomas McFie

Dr. Seuss’ book, “The Sneetches,” which is also now a YouTube, is about two different kinds of creatures.  One type has stars on their belly, the other kind have no stars.  Of course, those who have the stars make those who don’t have stars feel inferior and less of a Sneetch than those who do.  …

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Rich or Rich and Famous?

Apr 4, 2018Tomas McFie

In a recent public opinion poll, people we’re asked, which they would prefer; Have $10 million dollars in the bank along with fame, or Have $50 million dollars in the bank and retain their anonymity?[i] Unexpectedly, for the author of this study, 97% of those who participated in the survey picked being rich and remaining …

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Face Value

Mar 28, 2018Tomas McFie

In a participating whole life insurance policy, the “Face Value” of the policy is the dollar value of the benefit that will be paid should the insured die while the policy is still in force. Part of the face value consists of paid-up insurance, which is insurance that is actually owned by the policyholder. The …

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Wealth, Money and Minimalism

Mar 20, 2018Tomas McFie

Minimalism is a trend that seems to be gaining steam in our society.  Phrases such as “getting off the grid,” or “less is always more”,” are counter-culture attempts to eliminate the Materialism that dominates our culture. Minimalism has become quite attractive to those who believe that capitalism is the “great evil” that has corrupted the …

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