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“Research shows that money is the #1 reason couples cite when filing for divorce in America.”[i]  This holds true even for those who have plenty of money and material assets. That implies that money may not be the real reason but rather the easiest thing to blame when it comes to filing for divorce. Allowing …

Continue reading “Money, Marriage and Divorce”

Which Social Progressives Want to Abolish Your prosperity has more to do with: Truth History Nationality Family and You, than anything else. Truth: Truth has become mystical in our post-modern world.  Your truth/my truth has become an existentially accepted norm today.  But until you accept that an absolute or eternal truth exists, your prosperity will …

Continue reading “5 Things That Are Essential to Your Prosperity”

And How Adherence to that Code Generates Productivity and Prosperity We, mistakenly, have been led to believe that freedom, autonomy and voluntary association, along with free trade can be fair and balanced without all parties involved respecting the same moral code.  This is not only ridiculous but irresponsible. Without mutual respect for a moral code, …

Continue reading “The Moral Code of Humanity…”

In the mid to late 1970’s DMSO was greatly sought out by athletes and arthritis sufferers as a remedy for joint pain.  The major problem was, it was illegal to purchase DMSO for human usage, and so you had go to a vacuum or sewing machine repair shop to purchase it. DMSO was frequently used …

Continue reading “Dimethylsulfoxide (DMSO) and Other Fad Remedies”

…And How You Can Profit from the Know How My mom took a tumble in the wee hours of the morning several weeks ago. This meant a ride in the ambulance to the hospital.  And after x-rays and CT scans we were told she had a broken arm and were sent home with a sling …

Continue reading ““How Burger King Out-Witted McDonalds””

CSO Tables…you won’t find these tables in any furniture store. CSO (Commissioners Standard Ordinary Mortality) Tables are produced by the Society of Actuaries and the American Academy of Actuaries, who work together to glean the data that provides insurance companies the necessary information to determine what reserves they need to keep in order to pay …

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There is absolutely no question that your money has the potential to grow faster if you defer the taxes you owe when you earn that money.  However, not knowing the tax rates that you will be charged in the future on that money is a gamble that may not be sustainable for you. Not to …

Continue reading “Should You Defer Your Taxes or Plan to Have Access to Never Taxed Money?”

Too many financial planners, CPAs and life insurance agents are so busy talking about rates of return that can be earned either in mutual funds, stocks, bonds or even life insurance, that they fail to properly inform you that most Americans are not saving enough money to retire on.  In fact, outside a brief spike …

Continue reading “How to Keep More of What You Earn”

Recently a southern state spent $214 million over a four-year period to hopefully improve the reading proficiency of fourth grade students. The results were dismal.  According to the Nation’s Report Card, only 1 out of 3 of this state’s students improved their proficiency and their fourth graders fell from 39th place to 47th place nationally.[i] …

Continue reading “Back to the Basics”

Unless your degree is in science, technology, engineering or math, you have a 66 percent chance of regretting that you ever went to college.[i]  And that is in large part because the degree earned provides an insignificant difference in income earned. Take for example a registered nurse.  They will spend somewhere between $40,000 -$100,000 on …

Continue reading “2 out of 3 Regret Their College Degree”