Blog

Is Your Life Expectancy Lower than Your Parents?

Jan 30, 2019Tomas McFie

Life expectancies have dropped over the last three years in the United States, unlike between 1980 and 2014 when most of the United States experienced a boost in life expectancy.  Today despite “medical advances” (and too often because of those advances) life expectancies are on the decline. Statistically, death due to medical intervention, according to …

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The Worst Year Since 2008 On Investments

Jan 23, 2019Tomas McFie

2018…It was a year that recorded multiple historic highs as well as the largest single-day gain in history. But it turned into a loss for most investors. In fact, according to MarketWatch, 90% of the 70 asset classes cited in the Wall Street Journal posted negative returns for the year.  The previous worst time in …

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Si no eres aprensivo, no estas poniendo atención

Jan 16, 2019Anna McFie

Han pasado más de 10 años desde la caída del mercado en 2008. Durante la década pasada, muchos se han adormecido en la idea de que los rendimientos altos que han ganado durante estos últimos años son sostenibles. La gente, una vez más, ha vuelto a confiar en acciones que pagan dividendos (stocks) como inversiones …

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If You’re Not Apprehensive, You’re Not Paying Attention

Jan 16, 2019Tomas McFie

It has now been over 10 years since the market crash of 2008.  And during the past decade, many have been lulled into believing that the high yields they have earned during that time are sustainable.  People have, once again, come to trust in dividend-paying stocks as safe and secure investments because they have forgotten …

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Who Do You Have Working for You: A Driver or Operator?

Jan 9, 2019Tomas McFie

Charlie Elliot was a multimillionaire.  He had worked hard his entire life farming.  And over the years he had added land and wealth to his estate. One piece of land he acquired required substantial clearing before it was even fit to run cattle on.  So, Charlie purchased a bulldozer and excavator to get the job …

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The 2018 Bull Market That Didn’t Happen

Jan 2, 2019Tomas McFie

So many had great expectations for a huge Bull Market to pull them through in 2018.   The sorry thing is, the bull never showed up.  Markets simply did not make higher moves that were sustainable. And so, the market of 2018 ended up almost where it started on January 2, 2018.  This has left many …

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Today is Boxing Day – The Day After Christmas

Dec 26, 2018Tomas McFie

Some days have evolved into being widely celebrated while others are just regular days even though they were once traditional holidays.  Boxing Day, the day after Christmas, is one of those days.  Once widely celebrated, it is mostly forgotten today. But dating from the early 13th century a “Poor Box” was opened and distributions were …

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COMPRAR UN INDEX UNIVERSAL LIFE ES ARRIESGADO… ¡BASTA CON VER LA CORRECIÓN DEL MERCADO ESTE MES!

Dec 20, 2018Tomas McFie Translated by: Luis Uribe

Tengo frente a mí una ilustración de un Seguro de Vida Universal Index (IUL…Index Universal Life). Un prospecto nos la envió porque su agente le prometió que podría recibir $31,000 cada año para el retiro por el resto de su vida si él paga un total de $183,000 en primas durante los próximos veinte años. …

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Why Life Insurance is So Important for Married Women

Dec 19, 2018Tomas McFie

My dad died on January 1, 2016. And Mom lost the income that came from his pension.  She also lost her Social Security but was able to continue receiving Dad’s. Even so, $1,100 and some odd change each month isn’t enough to live on.  And that is why as a married woman, you need to …

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Universal Life Insurance is a Risky Purchase… just look at the Market Correction this Month!

Dec 12, 2018Tomas McFie

In front of me is an Index Universal Life Insurance (IUL) illustration.  A prospect emailed it to us because his agent had promised he could receive $31,000 a year in retirement income annually for the rest of his life if he would pay a total of $183,000 in premium over the next twenty years. Here …

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