What Is Whole Life Insurance?

whole life icon

Whole life insurance is a permanent type of insurance that provides a death benefit for your WHOLE life. It is a guaranteed contract with tax-free growth and ready access to cash values.

Benefits

  • Guaranteed life insurance protection that will not expire as long as premiums and any loan interest are paid
  • Builds guaranteed cash value that is readily accessible
  • No restrictions on how the cash values are used
  • Potential to earn dividends (only available with mutual companies)
  • Customizable to be affordable and meet specific needs
  • Optional riders may be added to help pay for critical and terminal illnesses, disabilities, etc.

Cost

Premiums depend on the insured’s age, health, and risk factors at the time the policy is issued and can be designed to remain fixed, decrease or even stop during the life of the insured.

Who It's For

For those who want to leave a financial legacy, build guaranteed tax-free growth, and have access to their money.

Interested in purchasing a policy?

Schedule Appointment»

Already have a policy that you’d like reviewed professionally?

Request a Policy Review»

Wealth Seminar with Life Benefits in Las Vegas - Sept 16-17th (Fri-Sat)Details here »
+