What it is:

Whole life insurance is a permanent type of insurance that provides a death benefit for your WHOLE life. It is a guaranteed contract with tax-free growth and ready access to cash values.

Benefits:

  • Guaranteed life insurance protection that will not expire as long as premiums and any loan interest is paid.
  • Builds guaranteed Cash Value that is readily accessible
  • No restrictions on how the Cash Values are used
  • Potential to earn Dividends (only available with Mutual Companies)
  • Customizable to meet specific needs and affordability
  • Optional riders may be added to help pay for critical and terminal illness, disability, etc.

Cost:

Premiums depend on age, health and risk factors of the insured at the time the policy is issued and can be designed to remain fixed, decrease or even stop during the life of the insured.

Who is it for:

For those who want to leave a financial legacy, build guaranteed tax-free growth and have access to their money

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Suggested Videos about Whole Life Insurance:

Suggested Podcasts about Whole Life Insurance:

Ep 165 Why Life Insurance?

Universal, Variable and Whole Life Insurance EP.4

Life Insurance Made Easy

Reading a Life Insurance Illustration EP.106

Dividends and Whole Life Insurance EP.57

Rate of Return on Life Insurance EP.46